25 Budgeting Ideas for Christmas

You don’t need expensive gifts to show your family and friends that you love them. 1. Set a Budget - Before the holiday shopping season even begins, decide how much money you want to spend. Think through all the different aspects of holiday shopping: gifts, travel, food, decorations. Divide your budget into the different categories:... Continue Reading →

10 Money saving ideas on a budget

1. FRUGALITY ISN’T ABOUT DEPRIVATION Many of us turn to frugality as a way to reign in our spending to combat debt, overcome a job loss, or to finally save up for that emergency fund. Frugality is a lifestyle, not an austerity program- if you make too many changes too quickly or completely suck the... Continue Reading →

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